Effective Date: April 14, 2025

Organization Name: Learning and Earning

These Terms and Conditions ("Terms") govern your access to and use of the online learning and earning platform provided by Affiliate Program. By registering, enrolling, or using our website or services, you agree to comply with these Terms.

Please read them carefully.

1. Eligibility

To use our platform, you must:

    Be at least 13 years old (with parental consent if under 18)

    Agree to these Terms and our Privacy Policy

    Provide accurate and truthful information during registration

We reserve the right to deny access to anyone at our discretion.

2. Account Registration

You are responsible for:

    Maintaining the confidentiality of your account and password

    All activities that occur under your account

    Notifying us immediately of any unauthorized use

Creating multiple or fake accounts is strictly prohibited.

3. Learning Program

By enrolling in our courses:

    You agree to engage actively with the learning content

    Completion of assignments or assessments may be required to earn certificates or qualify for earnings

    Content may include video lessons, reading materials, live sessions, and quizzes

Course materials are for personal use only and may not be copied, shared, or distributed without permission.

4. Earning Opportunities

Eligible users may participate in income-generating programs, including:

    Referral/Affiliate Programs

    Paid Projects or Freelance Work

    Commission-Based Offers

    Business Building or Sales Opportunities

Important:

    Earnings depend on your performance, participation, and results

    You are responsible for providing accurate payment details

    Payments are processed on a [weekly/monthly] basis, subject to minimum payout thresholds

    We may require identity verification for payout processing

We do not guarantee specific income levels.

5. Payments and Fees

Some courses or features may require payment. By purchasing, you agree to:

    Pay all fees associated with the service

    Use approved payment methods

    Understand that fees may be non-refundable, unless stated otherwise

We may update pricing and will notify users of any changes.

6. User Conduct

You agree to use the platform responsibly. Do not:

    Misuse or hack the website

    Harass or harm instructors, staff, or other learners

    Submit false information or impersonate others

    Post inappropriate or offensive content

    Engage in fraudulent or illegal activity

Violation may result in account suspension or permanent ban.

7. Intellectual Property

All content on the platform (courses, logos, videos, graphics, materials) is the property of Affiliate Program or its partners. You may not reproduce, resell, or reuse it without written consent.

8. Termination

We reserve the right to:

    Suspend or terminate your access for any breach of these Terms

    Delete your account or data if inactive for a prolonged period or if misuse is detected

    You may also close your account at any time by contacting support.

9. Limitation of Liability

Affiliate Program is not liable for:

    Any loss of income, data, or damages resulting from your use of the platform

    Platform downtime, technical issues, or third-party errors

    User-submitted content or actions of other participants

Our programs are for educational and skill-development purposes; success and earnings depend on your effort and individual circumstances.

10. Modifications to the Terms

We may update these Terms from time to time. We will notify users of significant changes, and your continued use of the platform constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by the laws of Bangladesh. Any disputes shall be resolved in the courts of Bangladesh Jurisdiction.

12. Contact Us

For questions, concerns, or data requests, please reach out:

📧 Email: contact@learningandearningbd.com

🌐 Website: www.learningandearningbd.com

📍 Address: Mymensingh, Bangladesh